Get a Free Credit Evaluation to See How We Can Help

Did You Know That 79% of Credit Reports Contain Errors?!

Soft inquiry only
All 3 credit bureaus
Free video evaluation
Cancel anytime

How It Works

Four steps. You decide after step three.

1

Get started

Submit your information and complete onboarding.
After you complete the form, you’ll receive a text and an email. Please reply to the text so we can move forward.
To receive your free credit evaluation, you must order your reports from all three credit bureaus through CreditHero during onboarding. CreditHero costs $1 for the first 7 days.
2

We review your credit

We check all 3 credit bureaus for:

Errors & violations
Inaccurate information
Negative accounts
Anything hurting your credit unfairly
3
Allow some time for the evaluation

Free recording of your Credit Evaluation

We record a personal screen walkthrough of your credit report and send it to you, covering:

Your full credit evaluation
Explanation of disputable items
Recommended next steps
After this step, you can decide not to move forward
4
Ongoing updates

Disputes begin

Once your audit is complete, we challenge negative items using consumer protection laws. We challenge:

Inaccurate reporting
Unverified accounts
Negative accounts
Potential reporting violations

What can we help you dispute?

Collections, charge-offs, late payments, repossessions, foreclosures, bankruptcies, evictions, medical collections, accounts that aren’t yours, incorrect balances, duplicate accounts, unauthorized hard inquiries, incorrect payment history, wrong account status, closed accounts reported as open, paid accounts reported as unpaid, incorrect credit limits, wrong dates, debts reported too long, incorrect names or addresses, and more.

If information on your credit report is inaccurate, incomplete, outdated, or doesn’t belong to you, we can help you dispute it. Accurate information cannot be removed simply because it’s negative.

What It Costs

Your 3-bureau credit reports cost $1 and your video evaluation is free.

To get your reports
Charged by Credit Hero Score
$1today
Reports from all 3 credit bureaus

Charged during onboarding for your 3-bureau credit reports. This starts a 7-day trial of Credit Hero Score credit monitoring. Your personal video evaluation from us is free.

$19.99/mo
Credit monitoring

Starts after the 7-day trial unless you cancel monitoring. Credit monitoring is required while you use our credit repair service.

Only if you continue
Charged by E&L Legacy Group
$149one time
Setup fee

Charged once, only if you choose to continue with credit repair after your free video evaluation.

$97/mo
Ongoing credit repair services

Starts 30 days after your set-up fee. Cancel anytime.

Get my credit review
No credit repair company can guarantee results.
Results and timelines vary. We recommend allowing 6–8 months to evaluate your progress.
You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost.
Get my credit review